.content-outer { background: transparent url(//www.blogblog.com/1kt/transparent/black50.png) repeat scroll top left; -moz-border-radius: 0; -webkit-border-radius: 0; -goog-ms-border-radius: 0; border-radius: 0; -moz-box-shadow: 0 0 3px rgba(0, 0, 0, .15); -webkit-box-shadow: 0 0 3px rgba(0, 0, 0, .15); -goog-ms-box-shadow: 0 0 3px rgba(0, 0, 0, .15); box-shadow: 0 0 3px rgba(0, 0, 0, .15); margin: 0 auto; } .content-inner { padding: 10px; } /* Header ----------------------------------------------- */ .header-outer { background: transparent none repeat-x scroll top left; _background-image: none; color: #ffffff; -moz-border-radius: 0; -webkit-border-radius: 0; -goog-ms-border-radius: 0; border-radius: 0; } .Header img, .Header #header-inner { -moz-border-radius: 0; -webkit-border-radius: 0; -goog-ms-border-radius: 0; border-radius: 0; } .header-inner .Header .titlewrapper, .header-inner .Header .descriptionwrapper { padding-left: 30px; padding-right: 30px; } .Header h1 { font: normal normal 48px Georgia, Utopia, 'Palatino Linotype', Palatino, serif; text-shadow: 1px 1px 3px rgba(0, 0, 0, 0.3); } .Header h1 a { color: #ffffff; } .Header .description { font-size: 130%; } /* Tabs ----------------------------------------------- */ .tabs-inner { margin: .5em 15px 1em; padding: 0; } .tabs-inner .section { margin: 0; } .tabs-inner .widget ul { padding: 0; background: #1c1c1c none repeat scroll bottom; -moz-border-radius: 0; -webkit-border-radius: 0; -goog-ms-border-radius: 0; border-radius: 0; } .tabs-inner .widget li { border: none; } .tabs-inner .widget li a { display: inline-block; padding: .5em 1em; margin-right: 0; color: #ff9900; font: normal normal 15px Georgia, Utopia, 'Palatino Linotype', Palatino, serif; -moz-border-radius: 0 0 0 0; -webkit-border-top-left-radius: 0; -webkit-border-top-right-radius: 0; -goog-ms-border-radius: 0 0 0 0; border-radius: 0 0 0 0; background: transparent none no-repeat scroll top left; border-right: 1px solid #000000; } .tabs-inner .widget li:first-child a { padding-left: 1.25em; -moz-border-radius-topleft: 0; -moz-border-radius-bottomleft: 0; -webkit-border-top-left-radius: 0; -webkit-border-bottom-left-radius: 0; -goog-ms-border-top-left-radius: 0; -goog-ms-border-bottom-left-radius: 0; border-top-left-radius: 0; border-bottom-left-radius: 0; } .tabs-inner .widget li.selected a, .tabs-inner .widget li a:hover { position: relative; z-index: 1; background: #dd7700 none repeat scroll bottom; color: #ffffff; -moz-box-shadow: 0 0 0 rgba(0, 0, 0, .15); -webkit-box-shadow: 0 0 0 rgba(0, 0, 0, .15); -goog-ms-box-shadow: 0 0 0 rgba(0, 0, 0, .15); box-shadow: 0 0 0 rgba(0, 0, 0, .15); } /* Headings ----------------------------------------------- */ h2 { font: normal normal 18px Georgia, Utopia, 'Palatino Linotype', Palatino, serif; text-transform: none; color: #ffffff; margin: .5em 0; } /* Main ----------------------------------------------- */ .main-outer { background: transparent none repeat scroll top center; -moz-border-radius: 0 0 0 0; -webkit-border-top-left-radius: 0; -webkit-border-top-right-radius: 0; -webkit-border-bottom-left-radius: 0; -webkit-border-bottom-right-radius: 0; -goog-ms-border-radius: 0 0 0 0; border-radius: 0 0 0 0; -moz-box-shadow: 0 0 0 rgba(0, 0, 0, .15); -webkit-box-shadow: 0 0 0 rgba(0, 0, 0, .15); -goog-ms-box-shadow: 0 0 0 rgba(0, 0, 0, .15); box-shadow: 0 0 0 rgba(0, 0, 0, .15); } .main-inner { padding: 15px 20px 20px; } .main-inner .column-center-inner { padding: 0 0; } .main-inner .column-left-inner { padding-left: 0; } .main-inner .column-right-inner { padding-right: 0; } /* Posts ----------------------------------------------- */ h3.post-title { margin: 0; font: normal normal 18px Georgia, Utopia, 'Palatino Linotype', Palatino, serif; } .comments h4 { margin: 1em 0 0; font: normal normal 18px Georgia, Utopia, 'Palatino Linotype', Palatino, serif; } .date-header span { color: #cccccc; } .post-outer { background-color: #000000; border: solid 1px transparent; -moz-border-radius: 0; -webkit-border-radius: 0; border-radius: 0; -goog-ms-border-radius: 0; padding: 15px 20px; margin: 0 -20px 20px; } .post-body { line-height: 1.4; font-size: 110%; position: relative; } .post-header { margin: 0 0 1.5em; color: #999999; line-height: 1.6; } .post-footer { margin: .5em 0 0; color: #999999; line-height: 1.6; } #blog-pager { font-size: 140% } #comments .comment-author { padding-top: 1.5em; border-top: dashed 1px #ccc; border-top: dashed 1px rgba(128, 128, 128, .5); background-position: 0 1.5em; } #comments .comment-author:first-child { padding-top: 0; border-top: none; } .avatar-image-container { margin: .2em 0 0; } /* Comments ----------------------------------------------- */ .comments .comments-content .icon.blog-author { background-repeat: no-repeat; background-image: url(data:image/png;base64,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); } .comments .comments-content .loadmore a { border-top: 1px solid #ffaa00; border-bottom: 1px solid #ffaa00; } .comments .continue { border-top: 2px solid #ffaa00; } /* Widgets ----------------------------------------------- */ .widget ul, .widget #ArchiveList ul.flat { padding: 0; list-style: none; } .widget ul li, .widget #ArchiveList ul.flat li { border-top: dashed 1px #ccc; border-top: dashed 1px rgba(128, 128, 128, .5); } .widget ul li:first-child, .widget #ArchiveList ul.flat li:first-child { border-top: none; } .widget .post-body ul { list-style: disc; } .widget .post-body ul li { border: none; } /* Footer ----------------------------------------------- */ .footer-outer { color:#ffaa00; background: transparent none repeat scroll top center; -moz-border-radius: 0 0 0 0; -webkit-border-top-left-radius: 0; -webkit-border-top-right-radius: 0; -webkit-border-bottom-left-radius: 0; -webkit-border-bottom-right-radius: 0; -goog-ms-border-radius: 0 0 0 0; border-radius: 0 0 0 0; -moz-box-shadow: 0 0 0 rgba(0, 0, 0, .15); -webkit-box-shadow: 0 0 0 rgba(0, 0, 0, .15); -goog-ms-box-shadow: 0 0 0 rgba(0, 0, 0, .15); box-shadow: 0 0 0 rgba(0, 0, 0, .15); } .footer-inner { padding: 10px 20px 20px; } .footer-outer a { color: #ffaa00; } .footer-outer a:visited { color: #ffaa00; } .footer-outer a:hover { color: #ffaa00; } .footer-outer .widget h2 { color: #ffff00; } /* Mobile ----------------------------------------------- */ html body.mobile { height: auto; } html body.mobile { min-height: 480px; background-size: 100% auto; } .mobile .body-fauxcolumn-outer { background: transparent none repeat scroll top left; } html .mobile .mobile-date-outer, html .mobile .blog-pager { border-bottom: none; background: transparent none repeat scroll top center; margin-bottom: 10px; } .mobile .date-outer { background: transparent none repeat scroll top center; } .mobile .header-outer, .mobile .main-outer, .mobile .post-outer, .mobile .footer-outer { -moz-border-radius: 0; -webkit-border-radius: 0; -goog-ms-border-radius: 0; border-radius: 0; } .mobile .content-outer, .mobile .main-outer, .mobile .post-outer { background: inherit; border: none; } .mobile .content-outer { font-size: 100%; } .mobile-link-button { background-color: #ff9900; } .mobile-link-button a:link, .mobile-link-button a:visited { color: #000000; } .mobile-index-contents { color: #cccccc; } .mobile .tabs-inner .PageList .widget-content { background: #dd7700 none repeat scroll bottom; color: #ffffff; } .mobile .tabs-inner .PageList .widget-content .pagelist-arrow { border-left: 1px solid #000000; } -->

Thursday 17 January 2013

Cara Menghemat Uang : Motivasi, Pola Pikir, Tujuan

Sumber penghasilan utama seorang karyawan berasal dari gaji yang diterimanya setiap bulan. Karena gaji diterima sebulan sekali, maka diperlukan cara mengelola uang gaji yang tepat sehingga tidak terjadi istilah tanggal tua diakhir bulan. Cara yang paling mudah bagi karyawan supaya tidak mengalami sindrom ‘tanggal tua’ adalah dengan menghemat uang. Disebut cara yang paling mudah karena menghemat uang jauh lebih mudah daripada meningkatkan pendapatan.

Cara yang paling mudah untuk meningkatkan pendapatan bagi karyawan adalah menunggu, menunggu kenaikan gaji tahunan atau kenaikan UMR. Kenaikan UMR seharusnya dimanfaatkan sebagai peluang untuk bisa meningkatkan kemampuan menabung untuk kesejahteraan masa depan.
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